Business Information

CRC Credit Bureau Limited is a fully licensed and operational private credit bureau company incorporated as a limited liability company in Nigeria. Our company is owned by a consortium of 11 (eleven) financial institutions (Access Bank Plc, Diamond Bank Plc, Ecobank Nigeria, First Bank of Nigeria Plc, First City Monument Bank Limited, Guaranty Trust Bank Plc, Keystone Bank Plc, Standard Chartered Bank, Stanbic IBTC Bank, United Bank for Africa Plc, & Union Bank of Nigeria Plc) and its international technical provider, Dun & Bradstreet.

CRC Credit Bureau Limited has been a popular name in the financial industry since it started its operation in 2009. We have consistently improved loan application process and transparency in Nigeria over the years. This is because we now store credit information of over a million credit customers across all sectors, financial and non-financial, in our database and our membership institutions have grown rapidly in the past two years to over a thousand.

As a renowned credit bureau in Nigeria, CRC has continually improved the way it provides credit information, that is the way corporate organisations and individuals borrow and repay money. Any organisation, both financial and non-financial institutions, that lends people money, or engages in any form of "buy now, pay later" service can be our member, and from them, we get information about how people borrow and repay loans.

In our continued efforts towards enhancing a robust credit reporting system in Nigeria, CRC Credit Bureau has extended its clientele base to 36 states of the Federation and Abuja FCT. This include micro-finance banks, local credit societies, prominent supermarkets, retailers, telecommunications providers, auto mobile companies, FMCGs, etc. that offer some form of consumer lending. All of these members have customers in the 36 states of Nigeria, and they provide their information to us. This is why CRC Credit Bureau Limited was recently awarded "The Best Loan Application Service Provider in Nigeria - 2014" by the Capital Finance International, London, United Kingdom (CFi.co).

Access to our credit information database gives institutions that corporate and consumer lending services, the ability to assess the risk of their borrowing customers and individuals/organizations the means of weighing their level of riskiness in the eyes of lenders before applying for credit. Our products are designed to suit these needs.

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