Finelib Knowledge

Heart Rate Zone Calculator

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Enter your age

Estimate your maximum heart rate and five exercise intensity zones. For adults aged 20 and above.

Heart Rate Zone Calculation Results

Waiting for calculation. Click Calculate Heart Rate Zones above.

Calculation methodology

Estimated maximum heart rate = 220 minus age. Each zone is calculated as a percentage of that estimate: Zone 1 (50-60%), Zone 2 (60-70%), Zone 3 (70-80%), Zone 4 (80-90%), Zone 5 (90-100%). Results are rounded to whole beats per minute.

This age-based formula is approximate and may be inaccurate for individuals. These zones are not a medical prescription.

Frequently asked questions

What is maximum heart rate?

It is the highest heart rate achieved during very intense exertion. The age-based estimate is not a measured maximum.

How are the zones calculated?

The calculator multiplies estimated maximum heart rate by 50% to 100% in five intensity bands.

Is 220 minus age accurate for everyone?

No. Individual maximum heart rate can differ substantially from this population-level approximation.

What is Zone 2?

Zone 2 is approximately 60% to 70% of the estimated maximum heart rate in this simplified five-zone model.

Can medication affect heart rate?

Yes. Some medications, including beta blockers, can change exercise heart rate responses.

Can I use these zones with a heart condition?

Seek advice from your clinician before using target heart rates if you have cardiovascular disease or concerning symptoms.

Do I need a heart rate monitor?

A monitor can help track heart rate, but perceived exertion and the talk test can also be useful.

Important health information

Exercise heart rate targets are estimates. Consult a qualified clinician before vigorous activity if you have a heart condition, take heart-rate-altering medication, or have been advised to limit exercise. Stop activity and seek urgent medical help for chest pain, fainting or severe shortness of breath.